Spend smarter.
Send anywhere.
Save in dollars.
Multi-currency wallets, virtual cards, instant transfers and an AI assistant — built for Africans paying the world.
Everyday life. Anywhere on earth.
From rent to tuition to suppliers — one account does it all.
Tuition
Pay schools and universities anywhere in the world.
Suppliers
Settle invoices to vendors in 60+ countries.
Travel
Flights, hotels, visas — without the bank markup.
Subscriptions
Netflix, Spotify, software — paid in any currency.
Bills & rent
Pay locally, automatically, on time.
Built for you. Built for the world.
Some of the lowest fees in the market.
Real exchange rates, every time.
Payments settle in minutes, not days.
Bank-grade security on every transaction.
24/7 humans who actually understand you.
Every tool you need. One beautiful app.
From your morning airtime to your tuition payment overseas — all in one place.
Multi-currency wallets
Hold USD, EUR, GBP, NGN and stablecoins. Convert instantly at the real rate.
Virtual & physical cards
Issue unlimited virtual cards. Order a physical card delivered to your door.
Instant global transfers
Send to 60+ countries in seconds. Track every payment in real time.
Buy, sell, swap crypto
BTC, ETH and stablecoins right next to your fiat. One balance, one app.
Stablecoin savings
Earn yield on USDC. Withdraw anytime, no lockups, no surprises.
Airtime & data
Top up any number across Africa instantly. No fees, no friction.
Bills & subscriptions
Utilities, cable, internet, rent — auto-pay with smart reminders.
AI money assistant
Insights that save you money before you even spend it.
Bank-grade security
Biometrics, device lock, real-time fraud detection on every charge.
Travel-ready
Spend in 150+ countries with zero foreign transaction fees.
Your money. Your rules.
Open a free AfriTrade Pay account in under 2 minutes.