Pay suppliers.
Pay tuition.
Pay the world.
AfriTrade Pay empowers Africans to send payments globally — pay suppliers, tuition, subscriptions, travel, and everything in between. Fast, secure, affordable.
Join 1.2M+ Africans already paying the world with AfriTrade Pay.
One platform. Every payment.
From business payments to everyday needs, we make global payments simple for everyone.
Built for Africans. Built for the world.
Enjoy some of the lowest fees in the market.
Get the best exchange rates always.
Payments processed in minutes, not days.
Bank-grade security to protect your transactions.
24/7 support from real people who understand you.
Years ahead of every competitor.
Every capability you need to hold, move, spend and reconcile money — and how we beat the rest.
Multi-currency wallets
Hold USD, EUR, GBP, NGN and stablecoins in one account.
Virtual & physical cards
Unlimited cards in seconds with per-merchant limits.
Cross-border payouts
Send to 60+ countries in seconds with full tracking.
Stablecoin rails
USDC & USDT auto-bridged across 5 chains.
Compliance, handled
KYC, KYB, AML & sanctions live in every market.
Developer API
REST + webhooks + sandbox. Ship in days, not quarters.
30 reasons to switch. All in one tab.
Pick your audience, see exactly what you'll unlock the moment you sign up. No hidden tiers. No 'contact sales' walls.
Multi-currency wallets
Hold USD, EUR, GBP, NGN and stablecoins. Convert instantly.
Virtual & physical cards
Issue unlimited virtual cards. Order a physical card.
Instant global transfers
Send to 60+ countries in seconds. Track in real time.
Buy, sell, swap crypto
BTC, ETH and stablecoins next to your fiat balance.
Stablecoin savings
Earn yield on USDC. Withdraw anytime, no lockups.
Airtime & data
Top up any number in Africa instantly. No fees.
Bills & subscriptions
Pay utilities, cable, internet, rent. Smart reminders.
AI money assistant
Get insights that save you money before you spend it.
Bank-grade security
Biometrics, device lock, real-time fraud detection.
Travel-ready
Spend in 150+ countries with zero foreign transaction fees.
From signup to first payout. Five minutes.
No paperwork. No sales call. No setup fee. Just three steps.
Sign up free in 30 seconds
Email + password. Identity verified in 2 minutes by our compliance partner. Zero friction.
Fund instantly, any way
Top up by card, bank transfer or stablecoin. Funds land in seconds — start moving money the same day.
Pay anyone, anywhere
Vendors, employees, family, yourself — across 60+ countries. Real-time tracking. Receipts in one tap.
The receipts. Not the marketing.
Real money. Real savings. Real customers.
Founders, freelancers and CFOs who switched from banks and never looked back.
"We switched our payroll to AfriTrade Pay and saved $4,200 in FX the first month. Setup took 11 minutes."
"I get paid by clients in 6 currencies. AfriTrade Pay replaced Wise, Revolut and 2 bank accounts for me."
"We launched multi-currency cards in 14 days on AfriTrade Pay's API. The closest competitor quoted 6 months."
Built like a bank. Felt like an app.
Your money is held with regulated partner banks and protected by the same controls global card networks demand. Encryption end-to-end, biometrics by default, real-time fraud monitoring 24/7 — all invisible until you need them.
- Funds segregated with tier-1 partner banks
- PCI-DSS · SOC 2 Type II · ISO 27001 controls
- Device-bound 2FA, biometrics & fraud-AI on every transaction
- Live KYC, AML & sanctions screening in every market we serve
Stop overpaying your bank. Start tonight.
Open a free AfriTrade Pay account in under 2 minutes. No paperwork, no monthly fees, no hidden FX markups — ever.